Disclosures

 
TERMS & CONDITIONS - JSB Financial LLC SMS/Texting Terms & Conditions

 1. Texting/ SMS service through JSB Financial LLC is meant to deliver automated reminders for our clients regarding policy/contract anniversaries & appointment reminders or one-off one-on-one SMS messaging as a means of correspondence with our clients.

    2. You can cancel the SMS service at any time. Just text "STOP" to the short code. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time, and we will start sending SMS messages to you again.

    3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected] or 570-822-1651 & selecting the option for Client Services.

    4. Carriers are not liable for delayed or undelivered messages

    5. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive infrequent texts, generally just as reminders or account notices. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

    6. If you have any questions regarding privacy, please read our privacy policy below.

PRIVACY POLICY

We respect your privacy. We only use information you provide through this service to transmit your mobile messages and respond to you. This includes, but isn't limited to, sharing information with platform providers, phone companies, and other vendors who assist us in the delivery of mobile messages. Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Nonetheless, we reserve the right always to disclose any information as necessary to satisfy any law, regulation or governmental request, to avoid liability, or to protect our rights or property. This Text Message Service Privacy Policy applies to your use of the Text Message Service and isn't intended to modify our privacy policy, incorporated by reference above, which may govern the relationship between you and us in other contexts.

OPT-IN MESSAGE EXAMPLE:

Hi (Client Name), JSB Financial LLC would like to send you periodic updates and notifications. Message and data rates may apply. Reply YES to opt in. By submitting my information, I consent to receive SMS text messages including customer care, and appointment reminder messages from JSB Financial LLC. I understand that at any point I can reply STOP to opt-out of messages or reply HELP for support. Messaging frequency may vary. Visit https://www.jsb-financial.com/disclosures.8.htm to see our privacy policy and Terms of service.

IMPORTANT CONSUMER DISCLOSURES:

 

The information contained on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would subject JSB Financial, LLC (JSB), JSB Wealthbuilders, LLC or any affiliates, to any registration requirement within such jurisdiction or country. The information obtained on this site is intended for informational purposes only and does not constitute a solicitation or offer to initiate a transaction in any securities product or investment advisory service. Further, nothing on this site should be construed as rendering legal or tax advice.

 

Advice can only be rendered after a person has had personal contacts, completed the JSB Financial, LLC planning processes, and upon the execution of all appropriate account forms. JSB Financial, LLC will not effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet.

 

Any information provided has been prepared from sources believed to be reliable but is not guaranteed, does not represent all available data necessary for making decisions and is for informational purposes only. Information received by or sent from this system is subject to review by supervisory personnel, is retained and may be produced to regulatory authorities or others with a legal right to the information. E-mail messages are not encrypted. As such, client sensitive information sent to or received from a JSB Financial, LLC consultant electronically may not be secure. Chancellor Financial Group is a SEC Registered Investment Advisor. 
 
 
At certain places on this JSB Financial, LLC Internet site, live 'links' to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of JSB Financial, LLC and JSB Wealthbuilders, LLC. JSB Financial, LLC. and JSB Wealthbuilders, LLC, Inc do not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by JSB Financial, LLC. or JSB Wealthbuilders, LLC

 

By accessing this website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the following terms and conditions:

 

No Warranty

 

While JSB Financial, LLC strives to provide uninterrupted access to its websites, it is possible for arbitrary circumstances to prevent certain applications from being accessible. All users agree to hold JSB Financial, LLC, JSB Wealthbuilders, LLC, and any affiliates thereto, harmless against any claim of liability surrounding accessibility of this website, any application contained herein, or any application accessible through a link provided herein.

 

Secured Site Access

 

Certain portions of this site are restricted and require authorization to access. Unauthorized use of or access to these restricted areas is expressly prohibited and may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system.

 

Online Information and Tools

 

Certain portions of JSB Financial, LLC web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to JSB's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from JSB, or from any other investment professional.  JSB is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. 

 

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to JSB's web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from JSB, or from any other investment professional.

 

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

 

MARKETWATCH DISCLAIMER

 

JSB Financial, LLC and JSB Wealthbuilders, LLC. have not verified quotes or any other information available under the Market Watch section for accuracy and is in no way liable for the accuracy of any information provided herein, or for any losses you may incur in relying on such information.

 

DOWNLOADED MATERIAL FROM WEBSITE:

 

You may download or print out a hard copy of individual pages and/or sections of the JSB website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the JSB website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the JSB website without the prior written permission of JSB.