Disclosures

 

Disclosure Page
 
IMPORTANT CONSUMER DISCLOSURES:
 
The information contained o­n this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would subject JSB Financial, LLC (JSB), TCM Securties Inc. or any affiliates, to any registration requirement within such jurisdiction or country. The information obtained o­n this site is intended for informational purposes o­nly and does not constitute a solicitation or offer to initiate a transaction in any securities product or investment advisory service. Further, nothing o­n this site should be construed as rendering legal or tax advice.
 
Advice can only be rendered after a person has had personal contacts, completed the JSB Financial, LLC planning processes, and upon the execution of all appropriate account forms. JSB Financial, LLC will not effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet.

Any information provided has been prepared from sources believed to be reliable but is not guaranteed, does not represent all available data necessary for making decisions and is for informational purposes only. Information received by or sent from this system is subject to review by supervisory personnel, is retained and may be produced to regulatory authorities or others with a legal right to the information. E-mail messages are not encrypted. As such, client sensitive information sent to or received from a TCM Securities, Inc. consultant electronically may not be secure. TCM Securities, Inc is a registered broker/dealer. Member FINRA/SIPC
 
At certain places on this JSB Financial, LLC Internet site, live 'links' to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of JSB Financial, LLC and TCM Securities. JSB Financial, LLC. and TCM Securities, Inc do not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by JSB Financial, LLC. or TCM Securities, Inc
 
By accessing this website and the materials and information contained herein, you acknowledge that you have read, understand, accept and agree to be bound by the following terms and conditions:
 
No Warranty
While JSB Financial, LLC strives to provide uninterrupted access to its websites, it is possible for arbitrary circumstances to prevent certain applications from being accessible. All users agree to hold JSB Financial, LLC, TCM Securities, Inc, and any affiliates thereto, harmless against any claim of liability surrounding accessibility of this website, any application contained herein, or any application accessible through a link provided herein.
 
Secured Site Access
Certain portions of this site are restricted and require authorization to access. Unauthorized use of or access to these restricted areas is expressly prohibited and may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity o­n this system.
 
Online Information and Tools
Certain portions of JSB Financial, LLC web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to JSB's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from JSB, or from any other investment professional.  JSB is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. 
To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to JSB's web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from JSB, or from any other investment professional.
 
 
Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.
 
MARKETWATCH DISCLAIMER
 
JSB Financial, LLC and TCM Securities, Inc. have not verified quotes or any other information available under the Market Watch section for accuracy and is in no way liable for the accuracy of any information provided herein, or for any losses you may incur in relying on such information.
 
DOWNLOADED MATERIAL FROM WEBSITE:
You may download or print out a hard copy of individual pages and/or sections of the JSB website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the JSB website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the JSB website without the prior written permission of JSB.